/* ==================================================================
   SAVA Finance, Apple-style dark (2026-11-05)
   Marko's pick: Apple's simple, clean layout and bold colours, on a dark
   background. The home page uses only this file; inner pages load it last,
   on top of site.css / refresh.css.
   ================================================================== */
:root {
  --ap-bg: #000000;
  --ap-band: #0E0E10;          /* alternate section */
  --ap-tile: #1C1C1E;          /* cards on black */
  --ap-tile-2: #2C2C2E;
  --ap-ink: #F5F5F7;
  --ap-body: #C7C7CC;          /* paragraph text */
  --ap-soft: #98989D;          /* captions */
  --ap-line: #2C2C2E;
  --ap-gold: #E8C778;
  --ap-gold-hi: #F6DCA0;
  --ap-gold-grad: linear-gradient(100deg, #F6DCA0 0%, #E8C778 40%, #C99A45 100%);
  --ap-font: "Inter", -apple-system, BlinkMacSystemFont, "SF Pro Display", "Segoe UI", system-ui, sans-serif;
  --ap-wrap: min(1120px, calc(100% - 44px));
  --ap-ease: cubic-bezier(.25, .1, .25, 1);
  --ap-head: 56px;
}
/* the site's own tokens, dark, for inner pages */
:root, body, main, .chapter--dark, .sc-section, .page-header, .site-footer {
  --sc-canvas: #000; --sc-ink: #F5F5F7; --sc-ink-soft: #98989D; --sc-surface: #1C1C1E;
  --sv-dark-canvas: #000; --sv-dark-ink: #F5F5F7; --sv-dark-ink-soft: #98989D; --sv-dark-surface: #1C1C1E;
  --sc-accent: #E8C778; --sv-gold-bright: #E8C778; --sv-gold-text: #E8C778; --sc-accent-ink: #000;
  --sc-font-display: var(--ap-font); --sc-font-text: var(--ap-font); --sc-font-mono: var(--ap-font);
  --rf-gold: #E8C778; --rf-ink: #F5F5F7; --rf-soft: #98989D; --rf-line: #2C2C2E; --rf-line-strong: #48484A;
  --rf-card: #1C1C1E; --rf-card-hi: #1C1C1E;
}
html { background: #000 !important; scroll-behavior: smooth; color-scheme: dark; }
body { background: #000 !important; color: var(--ap-ink) !important; font-family: var(--ap-font) !important; -webkit-font-smoothing: antialiased; letter-spacing: -.011em; margin: 0; }
.sc-grain { display: none !important; }
a { color: inherit; }
img { max-width: 100%; }
::selection { background: rgba(232, 199, 120, .4); color: #fff; }
:focus-visible { outline: 2px solid var(--ap-gold) !important; outline-offset: 3px; }

/* ---------- header: thin bar, links centred on the page ---------- */
body .folio {
  position: fixed !important; top: 0; left: 0; right: 0; z-index: 50;
  height: var(--ap-head); padding: 0 max(22px, calc((100% - 1120px) / 2)) !important;
  display: grid !important; grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr); align-items: center; column-gap: 16px;
  background: rgba(22, 22, 23, .78) !important;
  -webkit-backdrop-filter: saturate(180%) blur(20px); backdrop-filter: saturate(180%) blur(20px);
  border-bottom: 1px solid rgba(255, 255, 255, .08);
  pointer-events: auto !important; box-sizing: border-box; transform: none !important;
}
body .folio::before { display: none !important; }
body .folio .wordmark { opacity: 1 !important; justify-self: start; grid-column: 1; grid-row: 1; }
body .folio .wordmark a { display: block; }
body .folio .wm-stack { transform: none !important; position: relative; display: block; height: 30px; }
body .folio .wm-img { height: 30px !important; width: auto !important; display: block; }
body .folio .wm-light { display: none !important; }
body .folio .wm-dark { position: static !important; clip-path: none !important; -webkit-clip-path: none !important; opacity: 1 !important; visibility: visible !important; }
body .folio-nav {
  grid-column: 2; grid-row: 1; justify-self: center;
  position: static !important; margin: 0 !important; padding: 0 !important;
  display: flex !important; align-items: center; gap: 2px !important; background: none !important; border: 0 !important;
  box-shadow: none !important; transform: none !important; opacity: 1 !important; visibility: visible !important;
  -webkit-backdrop-filter: none !important; backdrop-filter: none !important; height: auto !important;
}
body .folio-nav a, body .nav-dd-btn {
  font: 500 14px/1 var(--ap-font) !important; letter-spacing: -.01em !important; text-transform: none !important;
  color: rgba(245, 245, 247, .82) !important; background: none !important;
  padding: 10px 13px !important; border-radius: 8px !important; text-decoration: none;
}
body .folio-nav a:hover, body .nav-dd:hover .nav-dd-btn { color: #fff !important; background: none !important; }
body .folio-nav > a[aria-current="page"], body .nav-dd-btn[aria-current="page"] { color: #fff !important; font-weight: 600 !important; }
body .folio-tel {
  grid-column: 3; grid-row: 1; justify-self: end;
  display: inline-flex !important; align-items: center; gap: 8px;
  font: 600 14px/1 var(--ap-font) !important; color: #000 !important; text-decoration: none;
  background: var(--ap-gold-grad) !important; border: 0 !important; border-radius: 999px !important; padding: 10px 15px !important;
  transform: none !important; box-shadow: none !important; position: static !important;
}
body .folio-tel svg { color: #000; }
body .folio-burger { display: none !important; }
body .folio-nav .folio-nav-call { display: none !important; }

/* Services dropdown: a full-width panel under the bar */
.nav-dd { position: static; display: flex; }
.nav-dd-btn { display: inline-flex !important; align-items: center; gap: 4px; }
.nav-dd-chev { width: 12px; height: 12px; transition: transform .25s var(--ap-ease); opacity: .7; }
.nav-dd-panel {
  position: fixed; left: 0; right: 0; top: var(--ap-head);
  background: rgba(22, 22, 23, .97); -webkit-backdrop-filter: saturate(180%) blur(20px); backdrop-filter: saturate(180%) blur(20px);
  border-bottom: 1px solid rgba(255, 255, 255, .08);
  opacity: 0; visibility: hidden; transform: translateY(-6px);
  transition: opacity .25s var(--ap-ease), transform .25s var(--ap-ease), visibility 0s .25s;
}
.nav-dd:hover .nav-dd-panel, .nav-dd:focus-within .nav-dd-panel {
  opacity: 1; visibility: visible; transform: none; transition: opacity .25s var(--ap-ease), transform .25s var(--ap-ease);
}
.nav-dd:hover .nav-dd-chev, .nav-dd:focus-within .nav-dd-chev { transform: rotate(180deg); }
.nav-dd-inner {
  width: var(--ap-wrap); margin: 0 auto; padding: 34px 0 40px;
  display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 32px; position: relative;
}
body .nav-dd-col { display: flex; flex-direction: column; gap: 2px; }
body .nav-dd-col a { padding: 6px 0 !important; font-size: 14px !important; color: var(--ap-body) !important; font-weight: 500 !important; }
body .nav-dd-col a:hover { color: #fff !important; }
body .nav-dd-col .nav-dd-h { font-size: 21px !important; font-weight: 700 !important; color: #fff !important; letter-spacing: -.02em !important; margin-bottom: 10px; padding-bottom: 8px !important; }
body .nav-dd-col .nav-dd-h:hover { color: var(--ap-gold) !important; }
body .nav-dd-all { position: absolute; right: 0; bottom: 14px; padding: 6px 0 !important; color: var(--ap-gold) !important; font-size: 13px !important; }

@media (max-width: 860px) {
  body .folio { grid-template-columns: minmax(0, 1fr) auto auto; column-gap: 8px; }
  body .folio .wm-stack, body .folio .wm-img { height: 26px !important; }
  body .folio-tel { grid-column: 2; padding: 10px !important; }
  body .folio-tel span { display: none; }
  body .folio-burger {
    grid-column: 3; grid-row: 1;
    display: inline-flex !important; align-items: center; position: static !important;
    font: 600 14px/1 var(--ap-font) !important; color: var(--ap-ink) !important;
    background: var(--ap-tile) !important; border: 0 !important; border-radius: 999px !important; padding: 10px 15px !important;
    transform: none !important; box-shadow: none !important; text-transform: none !important; letter-spacing: 0 !important;
  }
  body .folio-burger i { display: none !important; }
  body .folio-nav {
    position: fixed !important; top: var(--ap-head) !important; left: 0 !important; right: 0 !important; bottom: 0 !important;
    flex-direction: column !important; align-items: stretch !important; gap: 0 !important; padding: 8px 22px 40px !important;
    background: #000 !important; overflow-y: auto; overscroll-behavior: contain;
    opacity: 0 !important; visibility: hidden !important; pointer-events: none !important;
  }
  body .folio.menu-open .folio-nav { opacity: 1 !important; visibility: visible !important; pointer-events: auto !important; }
  body .folio-nav > a, body .nav-dd-btn { font-size: 26px !important; font-weight: 700 !important; padding: 14px 0 !important; color: var(--ap-ink) !important; border-bottom: 1px solid var(--ap-line); border-radius: 0 !important; }
  .nav-dd { flex-direction: column; }
  .nav-dd-chev { display: none; }
  .nav-dd-panel { position: static; opacity: 1; visibility: visible; transform: none; background: none; border: 0; -webkit-backdrop-filter: none; backdrop-filter: none; }
  .nav-dd-inner { width: 100%; padding: 6px 0 14px; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 18px 20px; }
  body .nav-dd-col .nav-dd-h { font-size: 16px !important; margin-bottom: 2px; padding-bottom: 4px !important; }
  body .nav-dd-col a { font-size: 14px !important; padding: 5px 0 !important; }
  body .nav-dd-all { position: static; grid-column: 1 / -1; }
  body .folio-nav .folio-nav-call { display: block !important; color: var(--ap-gold) !important; font-size: 18px !important; border: 0; padding-top: 22px !important; }
}

/* ---------- shared pieces ---------- */
.ap-wrap { width: var(--ap-wrap); margin-inline: auto; }
.ap-sec { padding: clamp(80px, 11vw, 150px) 0; }
.ap-band { background: var(--ap-band); }
.ap-eyebrow { margin: 0; font-size: 17px; font-weight: 600; color: var(--ap-gold); letter-spacing: -.01em; }
.ap-h { margin: 0; text-align: center; font-weight: 700; font-size: clamp(36px, 5.6vw, 64px); line-height: 1.06; letter-spacing: -.035em; text-wrap: balance; }
.ap-h--left { text-align: left; font-size: clamp(32px, 4vw, 48px); margin-top: 10px; }
.ap-grey { color: #6E6E73; }
.ap-gold { background: var(--ap-gold-grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.ap-center { text-align: center; }
.ap-small { font-size: 15px; color: var(--ap-soft); margin-top: 40px; }
.ap-btn {
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--ap-gold-grad); color: #000; text-decoration: none;
  font: 600 17px/1 var(--ap-font); letter-spacing: -.01em;
  padding: 15px 26px; border-radius: 999px; transition: filter .2s, transform .2s;
}
.ap-btn:hover { filter: brightness(1.08); }
.ap-btn:active { transform: scale(.98); }
.ap-btn--light { background: var(--ap-gold-grad); color: #000; }
.ap-more { display: inline-flex; align-items: center; gap: 2px; color: var(--ap-gold); text-decoration: none; font-size: 17px; font-weight: 500; letter-spacing: -.01em; }
.ap-more svg { width: 16px; height: 16px; transition: transform .2s; }
.ap-more:hover { text-decoration: underline; text-underline-offset: 3px; }
.ap-more:hover svg { transform: translateX(2px); }
.ap-more--light { color: var(--ap-gold); }
.ap-ctas { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 14px 28px; margin-top: 30px; }
.ap-note { margin: 16px 0 0; font-size: 14px; color: var(--ap-soft); }

.rf-in { opacity: 0; transform: translateY(24px); transition: opacity .9s var(--ap-ease), transform .9s var(--ap-ease); }
.rf-in.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .rf-in { opacity: 1; transform: none; transition: none; } }

/* ---------- home ---------- */
.ap-hero { padding: calc(var(--ap-head) + clamp(56px, 8vw, 110px)) 0 0; text-align: center; overflow: hidden; }
.ap-hero h1 { margin: 0 auto; max-width: 14ch; font-size: clamp(48px, 8.6vw, 104px); line-height: 1.02; letter-spacing: -.045em; font-weight: 700; }
.ap-sub { margin: 24px auto 0; max-width: 34ch; font-size: clamp(19px, 1.9vw, 24px); line-height: 1.4; color: var(--ap-soft); font-weight: 500; padding: 0 22px; text-wrap: balance; }
.ap-hero .ap-note { padding: 0 22px; }
.ap-hero-media { width: min(1240px, calc(100% - 44px)); margin: clamp(48px, 6vw, 80px) auto 0; border-radius: clamp(20px, 2.6vw, 32px); overflow: hidden; aspect-ratio: 16 / 8; background: #111; }
.ap-hero-media video { width: 100%; height: 100%; object-fit: cover; display: block; }

.ap-facts { padding: clamp(56px, 7vw, 96px) 0; }
.ap-facts-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 32px; text-align: center; }
.ap-facts b { display: block; font-size: clamp(44px, 5vw, 64px); font-weight: 700; letter-spacing: -.045em; line-height: 1; }
.ap-facts-grid > div:first-child b { background: var(--ap-gold-grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.ap-facts span { display: block; margin-top: 12px; font-size: 15px; line-height: 1.45; color: var(--ap-soft); }

.ap-vs { margin-top: clamp(48px, 6vw, 72px); display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 20px; }
.ap-vs-card { border-radius: 30px; padding: clamp(32px, 4vw, 56px); text-align: center; }
.ap-vs-bank { background: var(--ap-tile); color: var(--ap-ink); }
.ap-vs-us { background: var(--ap-gold-grad); color: #000; }
.ap-vs-label { margin: 0; font-size: 19px; font-weight: 600; }
.ap-vs-bank .ap-vs-label { color: var(--ap-soft); }
.ap-vs-big { margin: 22px 0 0; font-size: clamp(88px, 11vw, 140px); font-weight: 700; letter-spacing: -.06em; line-height: .9; }
.ap-vs-bank .ap-vs-big { color: #48484A; }
.ap-vs-us .ap-vs-big { color: #000; }
.ap-vs-unit { margin: 6px 0 0; font-size: 21px; font-weight: 600; color: var(--ap-soft); }
.ap-vs-us .ap-vs-unit { color: rgba(0, 0, 0, .6); }
.ap-vs ul { list-style: none; padding: 0; margin: 32px 0 0; display: grid; gap: 12px; font-size: 17px; }
.ap-vs-bank ul { color: var(--ap-soft); }
.ap-vs-us ul { color: #000; font-weight: 600; }
.ap-vs li { padding-top: 12px; border-top: 1px solid rgba(255, 255, 255, .08); }
.ap-vs-us li { border-color: rgba(0, 0, 0, .14); }

.ap-bento { margin-top: clamp(40px, 5vw, 64px); display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.ap-tile {
  position: relative; display: flex; flex-direction: column; overflow: hidden;
  background: var(--ap-tile); border-radius: 28px; text-decoration: none; color: var(--ap-ink);
  min-height: 420px; transition: transform .4s var(--ap-ease), background .4s var(--ap-ease);
}
.ap-tile:hover { transform: scale(1.012); background: #232325; }
.ap-tile--xl { grid-column: span 2; grid-row: span 2; }
.ap-tile-copy { padding: 34px 32px 0; text-align: center; }
.ap-tile h3 { margin: 0; font-size: 28px; font-weight: 700; letter-spacing: -.03em; }
.ap-tile--xl h3 { font-size: clamp(34px, 3.6vw, 48px); }
.ap-tile p { margin: 6px 0 0; font-size: 17px; color: var(--ap-soft); }
.ap-tile--xl p { font-size: 21px; }
.ap-tile .ap-more { margin-top: 12px; }
.ap-tile img { margin: auto 22px 22px; display: block; width: calc(100% - 44px); height: 52%; min-height: 170px; object-fit: cover; border-radius: 18px; }
.ap-tile--xl img { height: 66%; }

.ap-steps { list-style: none; padding: 0; margin: clamp(48px, 6vw, 72px) 0 0; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 16px; }
.ap-steps li { background: var(--ap-tile); border-radius: 24px; padding: 28px 22px 30px; }
.ap-step-n { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--ap-tile-2); color: #fff; font-size: 15px; font-weight: 600; }
.ap-steps li:last-child .ap-step-n { background: var(--ap-gold-grad); color: #000; }
.ap-steps h3 { margin: 22px 0 0; font-size: 19px; font-weight: 700; letter-spacing: -.02em; }
.ap-steps p { margin: 8px 0 0; font-size: 15px; line-height: 1.5; color: var(--ap-soft); }

.ap-marko { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: clamp(36px, 6vw, 90px); align-items: center; }
.ap-marko-photo { border-radius: 30px; overflow: hidden; aspect-ratio: 4 / 5; background: #111; }
.ap-marko-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.ap-marko-copy p { font-size: 19px; line-height: 1.55; color: var(--ap-body); margin: 20px 0 0; max-width: 46ch; }
.ap-marko-copy .ap-eyebrow { margin: 0; font-size: 17px; color: var(--ap-gold); }
.ap-quote { margin: 32px 0 28px; font-size: clamp(24px, 2.4vw, 30px); line-height: 1.25; font-weight: 600; letter-spacing: -.025em; color: var(--ap-ink); }

.ap-reviews { overflow: hidden; }
.ap-rail {
  margin-top: clamp(40px, 5vw, 64px);
  display: grid; grid-auto-flow: column; grid-auto-columns: min(360px, 80vw); gap: 20px;
  overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none;
  padding: 4px max(22px, calc((100% - 1120px) / 2)) 24px;
}
.ap-rail::-webkit-scrollbar { display: none; }
.ap-rev { margin: 0; scroll-snap-align: start; background: var(--ap-tile); border-radius: 26px; padding: 30px 28px; display: flex; flex-direction: column; justify-content: space-between; gap: 24px; min-height: 260px; }
.ap-stars { color: var(--ap-gold); letter-spacing: .12em; font-size: 15px; }
.ap-rev blockquote { margin: 14px 0 0; font-size: 18px; line-height: 1.45; font-weight: 500; letter-spacing: -.015em; color: var(--ap-ink); }
.ap-rev figcaption { font-size: 14px; color: var(--ap-soft); }
.ap-rev figcaption b { display: block; color: var(--ap-ink); font-size: 15px; margin-bottom: 2px; }

.ap-close {
  background: var(--ap-tile); color: var(--ap-ink); border-radius: 36px; text-align: center;
  padding: clamp(56px, 8vw, 110px) clamp(24px, 5vw, 80px);
  background-image: radial-gradient(60% 80% at 50% 0%, rgba(232, 199, 120, .2), rgba(232, 199, 120, 0) 70%);
}
.ap-close h2 { margin: 0; font-size: clamp(40px, 6.4vw, 80px); line-height: 1.02; letter-spacing: -.045em; font-weight: 700; }
.ap-close > p { margin: 22px auto 0; max-width: 40ch; font-size: 19px; line-height: 1.5; color: var(--ap-soft); }
.ap-close-rows { margin-top: 48px; display: flex; flex-wrap: wrap; justify-content: center; gap: 12px 40px; font-size: 15px; }
.ap-close-rows a, .ap-close-rows span { color: var(--ap-ink); text-decoration: none; }
.ap-close-rows a:hover { text-decoration: underline; }
.ap-close-rows small { display: block; color: var(--ap-soft); font-size: 12px; margin-bottom: 4px; }

/* ---------- opening: a quick fly-through the A of SAVA ---------- */
.ap-intro { position: fixed; inset: 0; z-index: 200; background: #000; overflow: hidden; cursor: pointer; }
.ap-intro video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.ap-intro svg { position: absolute; inset: 0; width: 100%; height: 100%; display: block; }
.ap-intro.is-done { opacity: 0; visibility: hidden; transition: opacity .5s var(--ap-ease), visibility 0s .5s; }
html.ap-intro-on body { overflow: hidden; }

/* ---------- footer ---------- */
body .site-footer { background: var(--ap-band) !important; color: var(--ap-soft) !important; border: 0 !important; }
body .site-footer::before { display: none !important; }
body .colophon { width: var(--ap-wrap) !important; margin: 0 auto !important; padding: 40px 0 20px !important; max-width: none !important; }
body .colophon-sign { font: 600 15px/1.4 var(--ap-font) !important; letter-spacing: -.01em !important; color: var(--ap-ink) !important; text-align: left !important; margin: 0 0 24px !important; max-width: none !important; padding-bottom: 20px; border-bottom: 1px solid var(--ap-line); }
body .colophon-sign em { font-family: var(--ap-font) !important; font-style: normal !important; font-size: 1em !important; color: var(--ap-gold) !important; background: none !important; -webkit-text-fill-color: currentColor; }
body .colophon-grid { display: grid !important; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr) minmax(0, .8fr) minmax(0, 1.5fr) !important; gap: 32px !important; }
body .colophon-h { font: 600 13px/1.3 var(--ap-font) !important; color: var(--ap-ink) !important; text-transform: none !important; letter-spacing: 0 !important; }
body .colophon-col, body .colophon-col p, body .colophon-col li, body .colophon-col a { font-size: 13px !important; line-height: 1.6 !important; color: var(--ap-soft) !important; }
body .colophon-col ul { list-style: none !important; margin: 8px 0 0 !important; padding: 0 !important; display: grid; gap: 4px; }
body .colophon-col a { text-decoration: none !important; }
body .colophon-col a:hover { color: var(--ap-ink) !important; text-decoration: underline !important; }
body .colophon-col--brand p { margin-top: 12px !important; max-width: 30ch; }
body .foot-logo { width: 150px !important; height: auto !important; }
body .colophon-foot { border-top: 1px solid var(--ap-line) !important; margin-top: 28px !important; padding-top: 20px !important; display: grid; gap: 8px; }
body .colophon-foot p, body .colophon-legal { margin: 0 !important; font-size: 12px !important; line-height: 1.55 !important; color: #8E8E93 !important; text-align: left !important; }
body .colophon-foot a { color: var(--ap-body) !important; }
body .colophon-legal .legal-sep { margin: 0 4px; }
body .sava-badge a { color: #8E8E93 !important; }
@media (max-width: 760px) { body .colophon-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) !important; } body .colophon-col--brand, body #how-were-paid { grid-column: 1 / -1; } }

/* ==================================================================
   inner pages: dark versions of the existing components
   ================================================================== */
body:not(.ap-home) main { padding-top: var(--ap-head); }
body:not(.ap-home) .page-header,
body:not(.ap-home) .page-header.has-photo,
body:not(.ap-home) .page-header.has-photo.scrim-strong {
  background: #000 !important; color: var(--ap-ink) !important;
  min-height: 0 !important; display: block !important; text-align: center;
  padding: clamp(64px, 9vw, 120px) 22px 0 !important; position: relative;
}
body:not(.ap-home) .page-header.has-photo::after {
  content: ""; display: block; width: min(1240px, 100%); margin: clamp(44px, 5vw, 72px) auto 0;
  height: auto !important; max-height: none !important; aspect-ratio: 16 / 7; border-radius: clamp(20px, 2.6vw, 32px);
  inset: auto !important; transform: none !important;
  background: var(--hdr) center / cover no-repeat; position: static !important; opacity: 1 !important;
}
body:not(.ap-home) .page-header h1, body:not(.ap-home) .page-header h1.sc-display {
  color: var(--ap-ink) !important; font-family: var(--ap-font) !important; font-weight: 700 !important;
  font-size: clamp(44px, 7vw, 88px) !important; line-height: 1.03 !important; letter-spacing: -.045em !important;
  max-width: 15ch !important; margin: 14px auto 0 !important; text-shadow: none !important;
}
body:not(.ap-home) .page-header p { color: var(--ap-soft) !important; font-size: clamp(19px, 1.8vw, 23px) !important; font-weight: 500; line-height: 1.4 !important; text-shadow: none !important; max-width: 36ch !important; }
body:not(.ap-home) .page-header .cta-note { font-size: 14px !important; font-weight: 400; color: var(--ap-soft) !important; }
body:not(.ap-home) .page-header .back-link { background: var(--ap-tile) !important; color: var(--ap-ink) !important; border: 0 !important; -webkit-backdrop-filter: none; backdrop-filter: none; font-size: 14px !important; }
.sc-display em, .page-header h1 em, .rf-h em, .lines-heading em {
  font-family: var(--ap-font) !important; font-style: normal !important; font-weight: inherit !important; font-size: 1em !important;
  background: var(--ap-gold-grad); -webkit-background-clip: text; background-clip: text; color: transparent !important; padding: 0 !important;
}

body .cta, body .page-header-cta {
  background: var(--ap-gold-grad) !important; color: #000 !important; box-shadow: none !important;
  font: 600 17px/1 var(--ap-font) !important; letter-spacing: -.01em !important; text-transform: none !important;
  padding: 15px 26px !important; border-radius: 999px !important; border: 0 !important; filter: none !important;
}
body .cta::after { content: none !important; }
body .cta:hover { filter: brightness(1.08) !important; transform: none !important; }
body .see-all-link, body .service-card__link, body .rf-textlink, body .panel__link { color: var(--ap-gold) !important; }

body:not(.ap-home) .sc-section, body:not(.ap-home) .service-page-grid, body:not(.ap-home) .faq-section, body:not(.ap-home) .rf-section { background: #000 !important; color: var(--ap-ink) !important; }
body:not(.ap-home):not(.ap-calc) .sc-display, body:not(.ap-home):not(.ap-calc) .sc-display--md, body:not(.ap-home):not(.ap-calc) .rf-h, body:not(.ap-home):not(.ap-calc) h2 { color: var(--ap-ink) !important; font-family: var(--ap-font) !important; font-weight: 700 !important; letter-spacing: -.035em !important; }
body:not(.ap-home):not(.ap-calc) .sc-display--md, body:not(.ap-home):not(.ap-calc) .faq-section h2, body:not(.ap-home):not(.ap-calc) .rf-h { font-size: clamp(32px, 4.4vw, 52px) !important; line-height: 1.08 !important; }
body:not(.ap-home):not(.ap-calc) .about-narrative p, body:not(.ap-home):not(.ap-calc) .sc-body, body:not(.ap-home):not(.ap-calc) .service-category-blurb,
body:not(.ap-home):not(.ap-calc) .faq-item p, body:not(.ap-home):not(.ap-calc) .rf-lede, body:not(.ap-home):not(.ap-calc) .lines-sub, body:not(.ap-home):not(.ap-calc) dd { color: var(--ap-body) !important; }
body:not(.ap-home):not(.ap-calc) dt { color: var(--ap-ink) !important; }
body:not(.ap-home):not(.ap-calc) .sv-eyebrow, body:not(.ap-home):not(.ap-calc) .rf-eyebrow, body:not(.ap-home):not(.ap-calc) .service-card .tag { color: var(--ap-gold) !important; font-family: var(--ap-font) !important; letter-spacing: 0 !important; text-transform: none !important; font-size: 15px !important; font-weight: 600; }
body:not(.ap-home):not(.ap-calc) .rf-eyebrow::before { display: none; }

body:not(.ap-home):not(.ap-calc) .service-card, body:not(.ap-home):not(.ap-calc) .about-pillars, body:not(.ap-home):not(.ap-calc) .about-pillar, body:not(.ap-home):not(.ap-calc) .service-page-list,
body:not(.ap-home):not(.ap-calc) .intro-steps, body:not(.ap-home):not(.ap-calc) .about-creds, body:not(.ap-home):not(.ap-calc) .calc-card, body:not(.ap-home):not(.ap-calc) .calc-cta, body:not(.ap-home):not(.ap-calc) .home-help,
body:not(.ap-home):not(.ap-calc) .review-tile, body:not(.ap-home):not(.ap-calc) .service-quote, body:not(.ap-home):not(.ap-calc) .calc-out, body:not(.ap-home):not(.ap-calc) .page-close,
body:not(.ap-home):not(.ap-calc) .rf-close-card, body:not(.ap-home):not(.ap-calc) .rf-person, body:not(.ap-home):not(.ap-calc) .contact-card, body:not(.ap-home):not(.ap-calc) .booking, body:not(.ap-home):not(.ap-calc) form {
  background: var(--ap-tile) !important; border: 0 !important; box-shadow: none !important; color: var(--ap-ink) !important; border-radius: 26px !important;
}
body:not(.ap-home):not(.ap-calc) .service-card { transform: none !important; }
body:not(.ap-home):not(.ap-calc) .service-card:hover { background: #232325 !important; }
body:not(.ap-home):not(.ap-calc) .service-card h3, body:not(.ap-home):not(.ap-calc) .about-pillar h3 { color: var(--ap-ink) !important; font-weight: 700 !important; letter-spacing: -.02em; }
body:not(.ap-home):not(.ap-calc) .service-card p, body:not(.ap-home):not(.ap-calc) .about-pillar p, body:not(.ap-home):not(.ap-calc) .service-page-list *, body:not(.ap-home):not(.ap-calc) .intro-steps p,
body:not(.ap-home):not(.ap-calc) .about-creds li, body:not(.ap-home):not(.ap-calc) .calc-card *, body:not(.ap-home):not(.ap-calc) .service-quote cite { color: var(--ap-body) !important; }
body:not(.ap-home):not(.ap-calc) .service-page-list b, body:not(.ap-home):not(.ap-calc) .service-page-list strong, body:not(.ap-home):not(.ap-calc) .service-page-list h3, body:not(.ap-home):not(.ap-calc) .service-quote p { color: var(--ap-ink) !important; }
body:not(.ap-home):not(.ap-calc) .service-card:not(.service-card--guide)::before { filter: none !important; border-radius: 18px; }
body:not(.ap-home) .page-close h2, body:not(.ap-home) .page-close p, body:not(.ap-home) .page-close .cta-note { color: inherit !important; }
body:not(.ap-home):not(.ap-calc) .calc-rows > div { background: var(--ap-tile-2) !important; }

body:not(.ap-home):not(.ap-calc) .faq-list { background: none !important; gap: 0 !important; border-top: 1px solid var(--ap-line) !important; border-radius: 0 !important; }
body:not(.ap-home):not(.ap-calc) .faq-item { background: none !important; border: 0 !important; border-bottom: 1px solid var(--ap-line) !important; border-radius: 0 !important; }
body:not(.ap-home):not(.ap-calc) .faq-item summary { color: var(--ap-ink) !important; font-weight: 600 !important; font-size: 19px !important; padding: 24px 0 !important; }
body:not(.ap-home):not(.ap-calc) .faq-item summary::after { border: 0 !important; color: var(--ap-gold) !important; }
body:not(.ap-home):not(.ap-calc) .faq-item p { padding: 0 0 24px !important; }

body:not(.ap-home):not(.ap-calc) input, body:not(.ap-home):not(.ap-calc) select, body:not(.ap-home):not(.ap-calc) textarea {
  background: #000 !important; color: var(--ap-ink) !important; border: 1px solid #3A3A3C !important; border-radius: 12px !important;
}
body:not(.ap-home):not(.ap-calc) input::placeholder, body:not(.ap-home):not(.ap-calc) textarea::placeholder { color: #6E6E73 !important; }
body:not(.ap-home):not(.ap-calc) label, body:not(.ap-home):not(.ap-calc) .field label { color: var(--ap-body) !important; }
body:not(.ap-home):not(.ap-calc) .pill, body:not(.ap-home):not(.ap-calc) .calc-tab, body:not(.ap-home):not(.ap-calc) .term-group button, body:not(.ap-home):not(.ap-calc) .slot, body:not(.ap-home):not(.ap-calc) [class*="chip"] {
  background: var(--ap-tile) !important; color: var(--ap-ink) !important; border: 1px solid #3A3A3C !important; border-radius: 999px !important;
}
body:not(.ap-home):not(.ap-calc) .pill[aria-pressed="true"], body:not(.ap-home):not(.ap-calc) .pill.is-on, body:not(.ap-home):not(.ap-calc) .calc-tab[aria-selected="true"], body:not(.ap-home):not(.ap-calc) .calc-tab.is-active,
body:not(.ap-home):not(.ap-calc) .term-group button[aria-pressed="true"], body:not(.ap-home):not(.ap-calc) .is-selected, body:not(.ap-home):not(.ap-calc) [aria-checked="true"] {
  background: var(--ap-gold-grad) !important; color: #000 !important; border-color: transparent !important;
}

body:not(.ap-home):not(.ap-calc) .rf-tile { border: 0 !important; border-radius: 26px !important; }
body:not(.ap-home):not(.ap-calc) .rf-tile h3, body:not(.ap-home):not(.ap-calc) .rf-tile p { color: #fff !important; }
body:not(.ap-home):not(.ap-calc) .rf-tile .rf-tag { color: var(--ap-gold-hi) !important; }
body:not(.ap-home):not(.ap-calc) .rf-ghost { border-color: #3A3A3C !important; color: var(--ap-ink) !important; }

/* ---------- responsive ---------- */
@media (max-width: 1000px) {
  .ap-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .ap-steps li:last-child { grid-column: span 2; }
  .ap-bento { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .ap-tile--xl { grid-column: span 2; grid-row: auto; min-height: 520px; }
}
@media (max-width: 760px) {
  .ap-facts-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 40px 16px; }
  .ap-vs { grid-template-columns: minmax(0, 1fr); }
  .ap-bento { grid-template-columns: minmax(0, 1fr); }
  .ap-tile, .ap-tile--xl { grid-column: auto; min-height: 380px; }
  .ap-steps { grid-template-columns: minmax(0, 1fr); }
  .ap-steps li:last-child { grid-column: auto; }
  .ap-marko { grid-template-columns: minmax(0, 1fr); }
  .ap-hero-media { aspect-ratio: 4 / 5; }
  .ap-close { border-radius: 28px; }
  body:not(.ap-home) .page-header.has-photo::after { aspect-ratio: 4 / 3; }
}
html.ap-intro-on body::before { content: ""; position: fixed; inset: 0; background: #000; z-index: 199; }

.apd-info { padding: 0 0 clamp(72px, 9vw, 120px); }
.apd-info-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.apd-info-grid > * { background: var(--ap-tile); border-radius: 20px; padding: 18px 20px; text-decoration: none; color: var(--ap-ink); font-size: 15px; line-height: 1.4; }
.apd-info-grid a:hover { background: #232325; }
.apd-info-grid small { display: block; color: var(--ap-gold); font-size: 12px; font-weight: 600; margin-bottom: 4px; }
@media (max-width: 760px) { .apd-info-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); } }

/* ==================================================================
   colour rhythm on the home page: black, white, gold sections
   ================================================================== */
.ap-light { background: #F5F5F7 !important; color: #1D1D1F; }
.ap-light .ap-grey { color: #86868B; }
.ap-light .ap-more { color: #8A6420; }
.ap-light .ap-facts span, .ap-facts.ap-light span { color: #6E6E73; }
.ap-facts.ap-light b { color: #1D1D1F; }
.ap-facts.ap-light .ap-facts-grid > div:first-child b { background: linear-gradient(100deg, #C99A45, #8A6420); -webkit-background-clip: text; background-clip: text; color: transparent; }
.ap-light .ap-tile { background: #fff; color: #1D1D1F; }
.ap-light .ap-tile:hover { background: #fff; box-shadow: 0 24px 60px -32px rgba(0, 0, 0, .3); }
.ap-light .ap-tile p { color: #6E6E73; }
.ap-light .ap-rev { background: #fff; }
.ap-light .ap-rev blockquote, .ap-light .ap-rev figcaption b { color: #1D1D1F; }
.ap-light .ap-rev figcaption { color: #6E6E73; }
.ap-light .ap-stars { color: #F4B400; }

.ap-goldsec { background: var(--ap-gold-grad) !important; color: #000; }
.ap-goldsec .ap-eyebrow { color: rgba(0, 0, 0, .65) !important; }
.ap-goldsec .ap-h, .ap-goldsec .ap-quote { color: #000; }
.ap-goldsec .ap-marko-copy p { color: rgba(0, 0, 0, .78); }
.ap-goldsec .ap-more { color: #000; font-weight: 600; }
.ap-goldsec .ap-marko-photo { box-shadow: 0 40px 80px -40px rgba(60, 40, 0, .6); }

/* Google in its own colours */
.ap-google b { font-weight: inherit; }
.ap-google b:nth-child(1), .ap-google b:nth-child(4) { color: #4285F4; }
.ap-google b:nth-child(2), .ap-google b:nth-child(6) { color: #EA4335; }
.ap-google b:nth-child(3) { color: #FBBC05; }
.ap-google b:nth-child(5) { color: #34A853; }
.ap-rev-top { display: flex; align-items: center; justify-content: space-between; }
.ap-rev-top img { width: 22px; height: 22px; }

/* reviews spin by themselves */
.ap-rail { overflow: hidden; display: block; padding: 4px 0 24px; grid-auto-flow: unset; scroll-snap-type: none;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent); mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent); }
.ap-rail-track { display: flex; gap: 20px; width: max-content; padding-left: 20px; }
.ap-rail-track .ap-rev { width: min(360px, 80vw); flex: none; }
.ap-rail-track.is-spinning { animation: ap-spin calc(var(--n, 14) * 6s) linear infinite; }
.ap-rail:hover .ap-rail-track, .ap-rail:focus-within .ap-rail-track { animation-play-state: paused; }
@keyframes ap-spin { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .ap-rail { overflow-x: auto; } }

/* How we work together: the original timeline, pinned while each step lights up */
.ap-proc { background: #000; height: 260vh; position: relative; }
.ap-proc-stage { position: sticky; top: 0; height: 100vh; display: flex; align-items: center; padding-top: var(--ap-head); box-sizing: border-box; overflow: hidden; }
.ap-proc-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: clamp(32px, 6vw, 90px); align-items: center; }
.ap-proc .ap-h--left { font-size: clamp(36px, 4.4vw, 56px); margin: 0 0 clamp(18px, 3vh, 34px); }
.ap-proc-list { list-style: none; margin: 0; padding: 0; position: relative; }
.ap-proc-line { position: absolute; left: 19px; top: 20px; bottom: 26px; width: 2px; background: #2C2C2E; border-radius: 2px; }
.ap-proc-line i { position: absolute; left: 0; top: 0; width: 100%; height: 0; background: var(--ap-gold-grad); border-radius: 2px; transition: height .35s var(--ap-ease); box-shadow: 0 0 12px rgba(232, 199, 120, .5); }
.ap-proc-item { position: relative; display: grid; grid-template-columns: 40px minmax(0, 1fr); gap: 18px; padding: clamp(6px, 1.3vh, 14px) 0; }
.ap-proc-num { position: relative; z-index: 1; width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; font-size: 13px; font-weight: 600; background: #000; border: 2px solid #3A3A3C; color: #8E8E93; transition: all .35s var(--ap-ease); }
.ap-proc-item h3 { margin: 8px 0 4px; font-size: 19px; font-weight: 700; letter-spacing: -.02em; color: #8E8E93; transition: color .35s; }
.ap-proc-item p { margin: 0; font-size: 15.5px; line-height: 1.5; color: #636366; max-width: 46ch; transition: color .35s; }
.ap-proc-item.on .ap-proc-num { background: var(--ap-gold-grad); border-color: transparent; color: #000; box-shadow: 0 0 0 6px rgba(232, 199, 120, .14); }
.ap-proc-item.on h3 { color: var(--ap-ink); }
.ap-proc-item.on p { color: var(--ap-body); }
.ap-proc-note { margin: clamp(14px, 2.4vh, 26px) 0 0 58px; font-size: 15px; color: var(--ap-soft); max-width: 48ch; }
.ap-proc-media { margin: 0; border-radius: 30px; overflow: hidden; aspect-ratio: 3 / 4; max-height: 74vh; justify-self: center; width: 100%; }
.ap-proc-media img { width: 100%; height: 100%; object-fit: cover; display: block; transform: scale(1.02); transition: transform .2s linear; }
@media (max-width: 860px), (max-height: 620px) {
  .ap-proc { height: auto; padding: clamp(72px, 12vw, 110px) 0; }
  .ap-proc-stage { position: static; height: auto; padding-top: 0; }
  .ap-proc-grid { grid-template-columns: minmax(0, 1fr); }
  .ap-proc-media { aspect-ratio: 4 / 3; max-height: none; order: -1; }
}
@media (prefers-reduced-motion: reduce) { .ap-proc-line i, .ap-proc-num, .ap-proc-item h3, .ap-proc-item p { transition: none; } }

/* small fixes */
body .folio-tel { height: 36px; padding: 0 14px !important; box-sizing: border-box; }
.apd-info-grid > * { overflow-wrap: anywhere; }
@media (max-width: 860px) { body .folio-tel { width: 36px; padding: 0 !important; justify-content: center; } }

/* header blur on a layer of its own: a backdrop-filter on the bar itself traps the
   fixed dropdown panel and phone menu inside the 56px bar */
body .folio { background: transparent !important; -webkit-backdrop-filter: none !important; backdrop-filter: none !important; }
body .folio::after {
  content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none;
  background: rgba(22, 22, 23, .8); -webkit-backdrop-filter: saturate(180%) blur(20px); backdrop-filter: saturate(180%) blur(20px);
}
.nav-dd-panel { background: #161617 !important; -webkit-backdrop-filter: none !important; backdrop-filter: none !important; box-shadow: 0 30px 60px -30px rgba(0, 0, 0, .8); }

/* hero: keys on the bench, a slow push-in, melting into the black page */
.ap-hero-photo { position: relative; background: #000; }
.ap-hero-photo img { width: 100%; height: 100%; object-fit: cover; display: block; transform-origin: 52% 62%; animation: ap-push 18s cubic-bezier(.25,.1,.25,1) both; }
.ap-hero-photo::after { content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(180deg, rgba(0,0,0,.35) 0%, rgba(0,0,0,0) 30%, rgba(0,0,0,0) 60%, rgba(0,0,0,.55) 100%), radial-gradient(120% 90% at 50% 60%, rgba(0,0,0,0) 55%, rgba(0,0,0,.45) 100%); }
@keyframes ap-push { from { transform: scale(1.12); } to { transform: scale(1); } }
@media (prefers-reduced-motion: reduce) { .ap-hero-photo img { animation: none; } }

/* team section: quiet dark grey, gold only as an accent (Marko: "too much gold") */
.ap-graysec { background: #161617 !important; color: var(--ap-ink); }
.ap-graysec .ap-marko-copy p { color: var(--ap-body); }
.ap-graysec .ap-quote { color: var(--ap-ink); }
.ap-graysec .ap-marko-photo { box-shadow: 0 40px 80px -40px rgba(0, 0, 0, .8); }
@media (max-width: 860px) { body .folio-nav .nav-dd .nav-dd-btn { font-size: 26px !important; font-weight: 700 !important; color: var(--ap-ink) !important; padding: 14px 0 !important; } }

/* "Talk it through with our team": the front desk inside the closing card */
.ap-ask .ap-ask-sub { margin: 18px auto 0; font-size: 19px; color: var(--ap-soft); }
.ap-ask-flow { max-width: 760px; margin: clamp(36px, 5vw, 56px) auto 0; min-height: 250px; }
.ap-ask-flow.go .ap-ask-q, .ap-ask-flow.go .ap-ask-opts > *, .ap-ask-flow.go .ap-ask-form { animation: ap-ask-in .45s var(--ap-ease) both; }
.ap-ask-flow.go .ap-ask-opts > * { animation-delay: calc(.08s + var(--i, 0) * 45ms); }
.ap-ask-head { display: flex; justify-content: center; align-items: center; gap: 16px; min-height: 22px; font-size: 13px; color: var(--ap-soft); }
.ap-ask-back { background: none; border: 0; padding: 0; color: var(--ap-gold); font: 500 13px var(--ap-font); cursor: pointer; }
.ap-ask-back[hidden] { display: none; }
.ap-ask-q { margin: 14px 0 0; font-size: clamp(28px, 3.6vw, 44px); font-weight: 700; letter-spacing: -.035em; line-height: 1.1; color: var(--ap-ink); }
.ap-ask-opts { margin-top: 28px; display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; }
.ap-ask-opts[hidden] { display: none; }
.ap-ask-opt {
  font: 600 17px/1 var(--ap-font); letter-spacing: -.01em; color: var(--ap-ink);
  background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .14); border-radius: 999px; padding: 16px 22px; cursor: pointer;
  transition: background .2s, color .2s, border-color .2s, transform .2s;
}
.ap-ask-opt:hover { background: var(--ap-gold-grad); color: #000; border-color: transparent; }
.ap-ask-opt:active { transform: scale(.98); }
.ap-ask-again { font-size: 15px; margin-top: 4px; }
.ap-ask-form { margin: 28px auto 0; max-width: 560px; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 12px; text-align: left; }
.ap-ask-form[hidden] { display: none; }
.ap-ask-form label { display: grid; gap: 6px; font-size: 13px; color: var(--ap-soft); }
.ap-ask-form input { background: rgba(0, 0, 0, .45); border: 1px solid #3A3A3C; color: var(--ap-ink); border-radius: 14px; padding: 15px 16px; font: 400 17px/1.2 var(--ap-font); min-width: 0; }
.ap-ask-form input:focus { outline: none; border-color: var(--ap-gold); }
.ap-ask-form input::placeholder { color: #6E6E73; }
.ap-ask-form .ap-btn { grid-column: 1 / -1; border: 0; cursor: pointer; padding: 17px; }
.ap-ask-err { grid-column: 1 / -1; margin: 0; text-align: center; font-size: 14px; color: #FF6961; }
.ap-ask-err:empty { display: none; }
.ap-ask-trail { margin: 22px 0 0; min-height: 20px; font-size: 14px; color: var(--ap-soft); }
.ap-ask-note { margin: clamp(28px, 4vw, 44px) 0 0; font-size: 13px; color: #6E6E73; }
.ap-ask-note a { color: var(--ap-gold); text-decoration: none; }
@keyframes ap-ask-in { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .ap-ask-flow.go * { animation: none !important; } }
@media (max-width: 600px) { .ap-ask-form { grid-template-columns: minmax(0, 1fr); } .ap-ask-opt { padding: 14px 18px; font-size: 16px; } }
.apd-ask { padding: clamp(40px, 5vw, 64px) 0 clamp(40px, 5vw, 64px); }

/* About: the photo stays still (it was sticky), rounded, no frame */
body .about-hero-photo { position: static !important; top: auto !important; border: 0 !important; padding: 0 !important; border-radius: 28px !important; box-shadow: none !important; background: #111 !important; }
body .about-hero-photo img { border-radius: 0 !important; }

/* Calculators: the original calculator design, in the site's dark colours */
body.ap-calc .calc-tab[aria-selected="true"], body.ap-calc .calc-tab.is-active { color: #000 !important; }

/* full-width photography, edge to edge (like Tide) */
.ap-photoband { position: relative; min-height: clamp(480px, 82vh, 820px); display: flex; align-items: flex-end; overflow: hidden; isolation: isolate; background: #000; }
.ap-photoband > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; }
.ap-photoband::after { content: ""; position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(180deg, rgba(0,0,0,.55) 0%, rgba(0,0,0,0) 22%, rgba(0,0,0,0) 45%, rgba(0,0,0,.82) 100%), linear-gradient(90deg, rgba(0,0,0,.45), rgba(0,0,0,0) 60%); }
.ap-photoband-copy { display: flex; justify-content: space-between; align-items: flex-end; gap: 32px; flex-wrap: wrap; padding: 0 0 clamp(40px, 6vw, 80px); }
.ap-photoband .ap-h--left { color: #fff; font-size: clamp(44px, 6vw, 80px); line-height: 1.02; }
.ap-photoband-copy p { margin: 16px 0 0; max-width: 38ch; font-size: 19px; line-height: 1.45; color: rgba(255,255,255,.82); }
.ap-addr { display: grid; gap: 4px; padding: 20px 24px; border-radius: 22px; text-decoration: none; color: #fff;
  background: rgba(22, 22, 23, .55); -webkit-backdrop-filter: blur(18px) saturate(160%); backdrop-filter: blur(18px) saturate(160%); border: 1px solid rgba(255,255,255,.12); }
.ap-addr small { font-size: 12px; font-weight: 600; color: var(--ap-gold); }
.ap-addr b { font-size: 17px; font-weight: 600; line-height: 1.35; }
.ap-addr span { font-size: 14px; color: rgba(255,255,255,.7); }
.ap-addr:hover { background: rgba(22, 22, 23, .7); }

/* inner pages: the header photo runs edge to edge under the title */
body:not(.ap-home) .page-header.has-photo::after {
  width: calc(100% + 44px) !important; margin: clamp(44px, 5vw, 72px) -22px 0 !important;
  border-radius: 0 !important; aspect-ratio: auto !important; height: clamp(320px, 56vh, 640px) !important;
}
@media (max-width: 760px) { body:not(.ap-home) .page-header.has-photo::after { height: 300px !important; } .ap-photoband { min-height: 560px; } }
.ap-hp { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }

/* ==================================================================
   floating nav, as in the original (Marko preferred it): logo left, a pill of
   links centred, a separate phone pill; a dark band fades in once scrolled
   ================================================================== */
:root { --ap-head: 84px; }
body .folio { height: var(--ap-head); background: transparent !important; border-bottom: 0 !important; }
body .folio::after { background: linear-gradient(180deg, rgba(0,0,0,.55), rgba(0,0,0,0)) !important; -webkit-backdrop-filter: none !important; backdrop-filter: none !important; transition: background .3s; }
body .folio.is-scrolled::after { background: rgba(8, 8, 9, .82) !important; -webkit-backdrop-filter: saturate(160%) blur(18px) !important; backdrop-filter: saturate(160%) blur(18px) !important; box-shadow: 0 1px 0 rgba(255,255,255,.06); }
body .folio .wm-stack, body .folio .wm-img { height: 40px !important; }
body .folio-nav {
  background: rgba(20, 20, 22, .62) !important; border: 1px solid rgba(255, 255, 255, .14) !important; border-radius: 999px !important;
  padding: 5px !important; gap: 2px !important; -webkit-backdrop-filter: blur(14px) !important; backdrop-filter: blur(14px) !important;
}
body .folio-nav > a, body .nav-dd-btn {
  font: 500 13px/1 var(--ap-font) !important; letter-spacing: .08em !important; text-transform: uppercase !important;
  padding: 12px 18px !important; border-radius: 999px !important; color: rgba(245, 245, 247, .9) !important;
}
body .folio-nav > a:hover, body .nav-dd:hover .nav-dd-btn { background: rgba(255, 255, 255, .08) !important; }
body .folio-nav > a[aria-current="page"], body .nav-dd-btn[aria-current="page"] { background: var(--ap-gold-grad) !important; color: #000 !important; font-weight: 600 !important; }
body .folio-tel {
  height: 46px; padding: 0 20px !important; background: rgba(20, 20, 22, .62) !important; color: var(--ap-gold) !important;
  border: 1px solid rgba(255, 255, 255, .14) !important; font: 600 13px/1 var(--ap-font) !important; letter-spacing: .04em !important;
  -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px);
}
body .folio-tel svg { color: var(--ap-gold); }
body .folio-tel:hover { border-color: rgba(232, 199, 120, .5) !important; }
.nav-dd-panel { border-radius: 0 0 24px 24px; }
@media (max-width: 860px) {
  :root { --ap-head: 68px; }
  body .folio .wm-stack, body .folio .wm-img { height: 32px !important; }
  body .folio-nav { border: 0 !important; border-radius: 0 !important; background: #000 !important; padding: 8px 22px 40px !important; -webkit-backdrop-filter: none !important; backdrop-filter: none !important; }
  body .folio-nav > a, body .folio-nav .nav-dd .nav-dd-btn { text-transform: none !important; letter-spacing: -.02em !important; border-radius: 0 !important; background: none !important; color: var(--ap-ink) !important; }
  body .folio-tel { width: 42px; height: 42px; padding: 0 !important; justify-content: center; }
  body .folio-burger { height: 42px; padding: 0 18px !important; background: rgba(20, 20, 22, .62) !important; border: 1px solid rgba(255, 255, 255, .14) !important; }
}

/* photos: the original's dark gradient so they melt into the page */
body:not(.ap-home) .page-header.has-photo::after {
  background: linear-gradient(180deg, #000 0%, rgba(0,0,0,.35) 26%, rgba(0,0,0,.1) 55%, rgba(0,0,0,.6) 85%, #000 100%), var(--hdr) center / cover no-repeat !important;
}
.ap-photoband::after {
  background: linear-gradient(180deg, #000 0%, rgba(0,0,0,.2) 22%, rgba(0,0,0,.1) 45%, rgba(0,0,0,.85) 92%, #000 100%), linear-gradient(90deg, rgba(0,0,0,.5), rgba(0,0,0,0) 60%) !important;
}

/* nav fixes: dropdown label in caps, and no blur on the pill (it trapped the panel) */
body .folio-nav .nav-dd-btn { font: 500 13px/1 var(--ap-font) !important; letter-spacing: .08em !important; text-transform: uppercase !important; padding: 12px 18px !important; border-radius: 999px !important; }
body .folio-nav { -webkit-backdrop-filter: none !important; backdrop-filter: none !important; background: rgba(22, 22, 24, .82) !important; }
@media (max-width: 860px) { body .folio-nav .nav-dd-btn { text-transform: none !important; letter-spacing: -.02em !important; font-size: 26px !important; font-weight: 700 !important; padding: 14px 0 !important; border-radius: 0 !important; } body .folio-nav { background: #000 !important; } }

/* the questions: warmer and more inviting */
.ap-ask { position: relative; overflow: hidden; }
.ap-ask::before { content: ""; position: absolute; left: 50%; top: -30%; width: 900px; height: 600px; translate: -50% 0; pointer-events: none;
  background: radial-gradient(closest-side, rgba(232, 199, 120, .16), rgba(232, 199, 120, 0)); }
.ap-ask > * { position: relative; }
.ap-ask-team { display: inline-flex; align-items: center; gap: 12px; padding: 7px 16px 7px 7px; border-radius: 999px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); margin-bottom: 26px; text-align: left; }
.ap-ask-team img { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; object-position: 50% 20%; }
.ap-ask-team span { font-size: 13px; line-height: 1.35; color: var(--ap-soft); }
.ap-ask-team b { display: block; color: var(--ap-ink); font-size: 14px; font-weight: 600; }
.ap-ask-live { width: 8px; height: 8px; border-radius: 50%; background: #30D158; box-shadow: 0 0 0 4px rgba(48, 209, 88, .18); animation: ap-live 2.4s ease-in-out infinite; }
@keyframes ap-live { 50% { box-shadow: 0 0 0 7px rgba(48, 209, 88, 0); } }
.ap-ask-bar { height: 3px; max-width: 320px; margin: 0 auto 18px; border-radius: 3px; background: rgba(255,255,255,.1); overflow: hidden; }
.ap-ask-bar i { display: block; height: 100%; width: 0; background: var(--ap-gold-grad); border-radius: 3px; transition: width .45s var(--ap-ease); }
.ap-ask-tiles { display: grid !important; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; max-width: 820px; margin-inline: auto; }
.ap-ask-tile {
  display: grid; justify-items: start; gap: 6px; text-align: left; cursor: pointer;
  padding: 22px 22px 20px; border-radius: 22px; color: var(--ap-ink);
  background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1);
  transition: background .25s, border-color .25s, transform .25s var(--ap-ease);
}
.ap-ask-tile svg { width: 30px; height: 30px; color: var(--ap-gold); margin-bottom: 8px; }
.ap-ask-tile b { font-size: 18px; font-weight: 700; letter-spacing: -.02em; }
.ap-ask-tile small { font-size: 14px; line-height: 1.4; color: var(--ap-soft); }
.ap-ask-tile:hover { background: rgba(232, 199, 120, .1); border-color: rgba(232, 199, 120, .45); transform: translateY(-2px); }
.ap-ask-flow.go .ap-ask-tiles > * { animation: ap-ask-in .45s var(--ap-ease) both; animation-delay: calc(.06s + var(--i, 0) * 45ms); }
.ap-ask-trust { list-style: none; padding: 0; margin: clamp(30px, 4vw, 44px) 0 0; display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; }
.ap-ask-trust li { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; color: var(--ap-body); padding: 8px 14px; border-radius: 999px; background: rgba(255,255,255,.05); }
.ap-ask-note { margin-top: 18px; }
@media (max-width: 760px) { .ap-ask-tiles { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); } .ap-ask-tile { padding: 16px; } .ap-ask-tile small { display: none; } .ap-ask-tile b { font-size: 16px; } }
@media (prefers-reduced-motion: reduce) { .ap-ask-live { animation: none; } }

/* no phone pill in the bar (the phone menu keeps "Call us") */
body .folio-tel { display: none !important; }
@media (max-width: 860px) { body .folio { grid-template-columns: minmax(0, 1fr) auto; } body .folio-burger { grid-column: 2; } }

/* inner page heads: the photo fills the whole head behind the title, as in the original */
body:not(.ap-home) .page-header.has-photo,
body:not(.ap-home) .page-header.has-photo.scrim-strong {
  min-height: clamp(560px, 86vh, 860px) !important; display: flex !important; flex-direction: column; justify-content: center; align-items: center;
  padding: calc(var(--ap-head) + 40px) 22px clamp(64px, 9vh, 100px) !important;
  background:
    radial-gradient(ellipse 60% 55% at 50% 52%, rgba(0,0,0,.55), rgba(0,0,0,0) 100%),
    linear-gradient(180deg, rgba(0,0,0,.75) 0%, rgba(0,0,0,.35) 30%, rgba(0,0,0,.4) 62%, #000 100%),
    var(--hdr) center / cover no-repeat, #000 !important;
}
body:not(.ap-home) .page-header.has-photo::after { content: none !important; display: none !important; }
body:not(.ap-home) .page-header.has-photo h1, body:not(.ap-home) .page-header.has-photo p { text-shadow: 0 2px 30px rgba(0,0,0,.55) !important; }
body:not(.ap-home) .page-header.has-photo p { color: rgba(245,245,247,.86) !important; }
body:not(.ap-home) main:has(.page-header.has-photo) { padding-top: 0 !important; }
@media (max-width: 760px) { body:not(.ap-home) .page-header.has-photo { min-height: 620px !important; } }

/* About: credentials as tiles */
.about-creds-new { margin-top: clamp(56px, 7vw, 96px); }
.ap-creds-h { text-align: center; font-size: clamp(30px, 3.6vw, 44px) !important; margin: 0 0 clamp(28px, 4vw, 44px) !important; }
.ap-creds { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 12px; }
.ap-creds li { background: var(--ap-tile); border-radius: 22px; padding: 22px 20px 24px; display: grid; align-content: start; gap: 6px; }
.ap-creds svg { width: 30px; height: 30px; color: var(--ap-gold); margin-bottom: 10px; }
.ap-creds small { font-size: 12px; font-weight: 600; color: var(--ap-gold); letter-spacing: .02em; }
.ap-creds b { font-size: 16px; line-height: 1.35; font-weight: 600; color: var(--ap-ink); letter-spacing: -.01em; }
@media (max-width: 1000px) { .ap-creds { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (max-width: 600px) { .ap-creds { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); } .ap-creds li:last-child { grid-column: 1 / -1; } }

/* logo near the left edge of the screen, links centred (Marko: move the logo left) */
body .folio { padding: 0 clamp(20px, 3vw, 44px) !important; }

/* bank vs broker: who's who is obvious, gold turned down */
.ap-vs { position: relative; }
.ap-vs-label { font-size: clamp(24px, 2.4vw, 32px) !important; font-weight: 700 !important; letter-spacing: -.03em; color: var(--ap-ink) !important; }
.ap-vs-label small { display: block; font-size: 13px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--ap-soft); margin-bottom: 8px; }
.ap-vs-bank .ap-vs-label { color: #A1A1A6 !important; }
.ap-vs-us { background: #161617 !important; color: var(--ap-ink) !important; box-shadow: inset 0 0 0 1px rgba(232, 199, 120, .35), 0 30px 80px -50px rgba(232, 199, 120, .45); }
.ap-vs-us .ap-vs-label small { color: var(--ap-gold); }
.ap-vs-us .ap-vs-big { background: var(--ap-gold-grad); -webkit-background-clip: text; background-clip: text; color: transparent !important; }
.ap-vs-us .ap-vs-unit { color: var(--ap-soft) !important; }
.ap-vs-us ul { color: var(--ap-ink) !important; font-weight: 500 !important; }
.ap-vs-us li { border-color: rgba(255, 255, 255, .08) !important; }
.ap-vs-vs { position: absolute; left: 50%; top: 50%; translate: -50% -50%; z-index: 1; width: 52px; height: 52px; border-radius: 50%; display: grid; place-items: center;
  background: #000; border: 1px solid #2C2C2E; color: var(--ap-soft); font-size: 15px; font-weight: 700; letter-spacing: .02em; }
@media (max-width: 760px) { .ap-vs-vs { position: static; translate: none; margin: -6px auto; } }

/* services: four clean photo tiles, matching the Services menu */
.ap-svcs { background: #000; }
.ap-svc-grid { margin-top: clamp(36px, 5vw, 56px); display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.ap-svc { position: relative; display: flex; align-items: flex-end; min-height: clamp(260px, 26vw, 360px); border-radius: 26px; overflow: hidden; isolation: isolate; text-decoration: none; color: #fff; padding: clamp(22px, 2.6vw, 32px); }
.ap-svc img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; transition: transform .8s var(--ap-ease); }
.ap-svc::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, rgba(0,0,0,0) 30%, rgba(0,0,0,.82) 100%); }
.ap-svc:hover img { transform: scale(1.04); }
.ap-svc-copy { display: grid; gap: 4px; }
.ap-svc-copy b { font-size: clamp(22px, 2.2vw, 30px); font-weight: 700; letter-spacing: -.03em; }
.ap-svc-copy span { font-size: 15px; color: rgba(255,255,255,.78); }
.ap-svc-go { margin-left: auto; flex: none; width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; font-size: 22px; line-height: 1; background: rgba(255,255,255,.14); -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px); transition: background .25s, color .25s; }
.ap-svc:hover .ap-svc-go { background: #fff; color: #000; }
@media (max-width: 600px) { .ap-svc-grid { grid-template-columns: minmax(0, 1fr); gap: 12px; } .ap-svc { min-height: 200px; } }

/* critic fixes */
body:not(.ap-home) .page-header .cta-note { display: none !important; }
.ap-proc-item p { color: #8E8E93; }
.ap-proc-item.on p { color: #B5B5BA; }
.ap-proc-note { margin-bottom: 8px; }
#ask { padding-bottom: clamp(48px, 6vw, 80px); }
.ap-ask-head { min-height: 0; }
.ap-facts-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); max-width: 820px; margin-inline: auto; }
.ap-creds { grid-template-columns: repeat(3, minmax(0, 1fr)) !important; }
@media (max-width: 760px) { .ap-facts-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; } .ap-facts b { font-size: 36px; } .ap-creds { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) !important; } }

/* facts: a fuller panel of four */
.ap-facts { padding: clamp(48px, 6vw, 80px) 0; }
.ap-facts-panel { grid-template-columns: repeat(4, minmax(0, 1fr)) !important; max-width: none !important; gap: 0 !important; background: #1C1C1E; border-radius: 28px; padding: clamp(28px, 3.4vw, 44px) 0; }
.ap-facts-panel > div { position: relative; padding: 0 16px; }
.ap-facts-panel > div + div::before { content: ""; position: absolute; left: 0; top: 8%; bottom: 8%; width: 1px; background: #2C2C2E; }
.ap-facts-panel b { display: inline-flex !important; align-items: center; gap: 10px; color: var(--ap-ink) !important; background: none !important; -webkit-text-fill-color: currentColor; }
.ap-facts-panel > div:first-child b { color: var(--ap-ink) !important; }
.ap-facts-panel b img { width: 26px; height: 26px; }
.ap-facts-panel > div:nth-child(2) b { background: var(--ap-gold-grad) !important; -webkit-background-clip: text !important; background-clip: text !important; -webkit-text-fill-color: transparent; }
.ap-facts-stars { display: block; font-style: normal; color: #F4B400; letter-spacing: .14em; font-size: 13px; margin-top: 6px; }
.ap-facts-panel span { margin-top: 10px !important; line-height: 1.45; color: var(--ap-soft) !important; }
@media (max-width: 760px) {
  .ap-facts-panel { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) !important; row-gap: 28px !important; padding: 28px 0; }
  .ap-facts-panel > div:nth-child(3)::before { display: none; }
  .ap-facts-panel b { font-size: 34px !important; }
  .ap-facts-panel span br { display: none; }
}
/* services tiles: taller, more room (Marko: "dont have to be soo squashed") */
.ap-svc-grid { gap: 20px; }
.ap-svc { min-height: clamp(380px, 36vw, 540px); }
@media (max-width: 600px) { .ap-svc { min-height: 300px; } }

/* process: smoother, softer gold (no glow, flat tone) */
.ap-proc-line i { transition: none; background: #C9A45C; box-shadow: none; }
.ap-proc-num { transition: background .5s ease, color .5s ease, border-color .5s ease; }
.ap-proc-item.on .ap-proc-num { background: #C9A45C; color: #111; border-color: #C9A45C; box-shadow: none; }
.ap-proc-item h3, .ap-proc-item p { transition: color .5s ease; }
.ap-proc-media img { transition: transform .4s ease-out; }

/* hero photo: side to side, fading into the black page (no box, no hard edge) */
.ap-hero-wide { position: relative; width: 100%; margin: clamp(10px, 2vw, 30px) 0 0; height: clamp(380px, 52vw, 760px); overflow: hidden; }
.ap-hero-wide img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 58%; display: block; animation: ap-push 22s cubic-bezier(.25,.1,.25,1) both;
  -webkit-mask-image: linear-gradient(180deg, transparent 0%, #000 26%, #000 72%, transparent 100%); mask-image: linear-gradient(180deg, transparent 0%, #000 26%, #000 72%, transparent 100%); }
.ap-hero-wide::after { content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(90deg, #000 0%, rgba(0,0,0,0) 14%, rgba(0,0,0,0) 86%, #000 100%), radial-gradient(90% 70% at 50% 55%, rgba(0,0,0,0) 50%, rgba(0,0,0,.35) 100%); }
.ap-facts { background: #000 !important; }
@media (max-width: 760px) { .ap-hero-wide { height: 420px; } .ap-hero-wide img { object-position: 42% 58%; } }
/* no hard edges between dark sections */
.ap-graysec { background: linear-gradient(180deg, #000 0%, #141415 18%, #141415 82%, #000 100%) !important; }

/* hero photo: fade at the top and bottom only, by overlay (works everywhere) */
.ap-hero-wide img { -webkit-mask-image: none !important; mask-image: none !important; }
.ap-hero-wide::after { background: linear-gradient(180deg, #000 0%, rgba(0,0,0,.55) 12%, rgba(0,0,0,0) 30%, rgba(0,0,0,0) 66%, rgba(0,0,0,.6) 86%, #000 100%) !important; }

/* contact page: just the questions, other ways underneath */
.ap-ask-page { padding-top: calc(var(--ap-head) + clamp(24px, 4vw, 56px)); }
.ap-ask h1 { margin: 0; font-size: clamp(40px, 6.4vw, 80px); line-height: 1.02; letter-spacing: -.045em; font-weight: 700; }
.ap-ask-alt { margin: clamp(30px, 4vw, 44px) 0 12px; font-size: 14px; color: var(--ap-soft); }
.ap-ask-ways { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; }
.ap-ask-ways a { display: grid; gap: 2px; text-align: left; padding: 12px 18px; border-radius: 16px; background: rgba(255,255,255,.05); color: var(--ap-ink); text-decoration: none; font-size: 15px; }
.ap-ask-ways a:hover { background: rgba(255,255,255,.09); }
.ap-ask-ways small { font-size: 11px; font-weight: 600; color: var(--ap-gold); letter-spacing: .04em; }

/* How we work together, redesigned: five cards in a row on a soft photo backdrop */
.ap-proc--row .ap-proc-stage { flex-direction: column; justify-content: center; text-align: center; isolation: isolate; }
.ap-proc-bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 45%; z-index: -2; opacity: .32; transform: scale(1.06); transition: transform .3s ease-out; }
.ap-proc--row .ap-proc-stage::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, #000 0%, rgba(0,0,0,.55) 30%, rgba(0,0,0,.55) 70%, #000 100%); }
.ap-proc-sub { margin: 14px auto 0; font-size: 19px; color: var(--ap-soft); }
.ap-proc--row .ap-proc-list { margin-top: clamp(40px, 6vh, 64px); display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 14px; text-align: left; }
.ap-proc--row .ap-proc-line { left: calc(10% - 7px + 22px); right: auto; top: 44px; bottom: auto; height: 2px !important; width: calc(80% + 14px); background: rgba(255,255,255,.12); }
.ap-proc--row .ap-proc-line i { height: 100% !important; width: 0; }
.ap-proc--row .ap-proc-item {
  display: block; padding: 24px 22px 26px; border-radius: 24px;
  background: rgba(28, 28, 30, .72); border: 1px solid rgba(255,255,255,.06);
  -webkit-backdrop-filter: blur(16px); backdrop-filter: blur(16px);
  transition: background .5s ease, border-color .5s ease, transform .5s ease;
}
.ap-proc--row .ap-proc-num { width: 40px; height: 40px; }
.ap-proc--row .ap-proc-item h3 { margin: 22px 0 6px; font-size: 19px; }
.ap-proc--row .ap-proc-item p { font-size: 15px; line-height: 1.5; max-width: none; }
.ap-proc--row .ap-proc-item.on { background: rgba(40, 36, 28, .78); border-color: rgba(201, 164, 92, .35); transform: translateY(-4px); }
@media (max-width: 860px), (max-height: 620px) {
  .ap-proc--row .ap-proc-list { grid-template-columns: minmax(0, 1fr); }
  .ap-proc--row .ap-proc-line { left: 41px; top: 44px; bottom: 44px; width: 2px !important; height: auto !important; }
  .ap-proc--row .ap-proc-line i { width: 100% !important; height: 0; }
  .ap-proc--row .ap-proc-item { display: grid; grid-template-columns: 40px minmax(0, 1fr); gap: 0 16px; }
  .ap-proc--row .ap-proc-item h3 { margin: 8px 0 4px; }
  .ap-proc--row .ap-proc-item p { grid-column: 2; }
  .ap-proc--row .ap-proc-stage { text-align: center; }
}

/* How we work together, Tide-style: steps on the left, an animated scene per step on the right.
   Shorter pin so it scrolls through faster. */
.ap-proc--tide { height: 200vh; }
.ap-proc--tide .ap-proc-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
.ap-scenes { position: relative; aspect-ratio: 1 / 1; max-height: 70vh; width: 100%; justify-self: center; border-radius: 30px; overflow: hidden;
  background: radial-gradient(90% 80% at 50% 30%, #1E1C18 0%, #121213 60%, #0C0C0D 100%); border: 1px solid rgba(255,255,255,.06); }
.sc { position: absolute; inset: 0; display: grid; place-content: center; justify-items: center; gap: 18px; padding: 8%;
  opacity: 0; transform: translateY(14px) scale(.98); transition: opacity .5s ease, transform .5s ease; pointer-events: none; }
.sc.on { opacity: 1; transform: none; }
.sc-card { width: min(380px, 100%); background: #1C1C1E; border: 1px solid rgba(255,255,255,.08); border-radius: 22px; padding: 22px 22px 20px; text-align: left; box-shadow: 0 30px 60px -30px rgba(0,0,0,.8); }
.sc-card small { display: block; font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--ap-soft); margin-bottom: 14px; }
.sc-pill { display: inline-flex; align-items: center; gap: 10px; padding: 12px 18px; border-radius: 999px; background: #C9A45C; color: #111; font-weight: 600; font-size: 15px; position: relative; }
.sc-pill svg { width: 18px; height: 18px; }
.sc-pill .ring { position: absolute; inset: -6px; border-radius: 999px; border: 2px solid rgba(201,164,92,.5); opacity: 0; }
.sc.on .sc-pill .ring { animation: sc-ring 1.8s ease-out infinite; }
@keyframes sc-ring { 0% { opacity: .9; transform: scale(.96); } 100% { opacity: 0; transform: scale(1.12); } }
.sc-row { display: grid; grid-template-columns: 120px minmax(0, 1fr); align-items: center; gap: 12px; padding: 7px 0; font-size: 14px; color: var(--ap-body); }
.sc-row i { height: 8px; border-radius: 8px; background: rgba(255,255,255,.08); position: relative; overflow: hidden; }
.sc-row i::after { content: ""; position: absolute; inset: 0; width: 0; border-radius: inherit; background: #C9A45C; }
.sc.on .sc-row i::after { width: var(--w); transition: width .9s cubic-bezier(.2,.7,.2,1) calc(.15s + var(--d) * .12s); }
.sc-card ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.sc-card li { display: flex; align-items: center; gap: 12px; font-size: 15px; color: var(--ap-ink); opacity: .35; }
.sc.on .sc-card li { opacity: 1; transition: opacity .4s ease calc(.2s + var(--d) * .28s); }
.tk { width: 24px; height: 24px; border-radius: 50%; display: inline-grid; place-items: center; background: rgba(201,164,92,.16); flex: none; }
.tk svg { width: 16px; height: 16px; fill: none; stroke: #C9A45C; stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 1; stroke-dashoffset: 1; }
.sc.on .tk svg { stroke-dashoffset: 0; transition: stroke-dashoffset .45s ease calc(.3s + var(--d, 0) * .28s); }
.sc-progress { margin-top: 18px; height: 6px; border-radius: 6px; background: rgba(255,255,255,.08); overflow: hidden; }
.sc-progress i { display: block; height: 100%; width: 0; background: #C9A45C; }
.sc.on .sc-progress i { width: 100%; transition: width 1.4s ease .3s; }
.sc-bar { display: grid; grid-template-columns: 70px minmax(0, 1fr) auto; align-items: center; gap: 10px; padding: 7px 0; font-size: 14px; color: var(--ap-body); }
.sc-bar i { height: 10px; border-radius: 10px; background: rgba(255,255,255,.08); position: relative; overflow: hidden; }
.sc-bar i::after { content: ""; position: absolute; inset: 0; width: 0; border-radius: inherit; background: #48484A; }
.sc.on .sc-bar i::after { width: var(--w); transition: width .9s cubic-bezier(.2,.7,.2,1) calc(.15s + var(--d) * .1s); }
.sc-bar.pick i::after { background: #C9A45C; }
.sc-bar b { font-size: 12px; font-weight: 600; color: #111; background: #C9A45C; padding: 4px 9px; border-radius: 999px; opacity: 0; }
.sc.on .sc-bar.pick b { opacity: 1; transition: opacity .4s ease 1s; }
.sc-legend { margin: 12px 0 0; font-size: 12px; color: var(--ap-soft); }
.sc-val-row { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; font-size: 15px; color: var(--ap-ink); border-top: 1px solid rgba(255,255,255,.06); }
.sc-val .sc-val-row:nth-of-type(2) .tk svg { --d: 0; } .sc-val .sc-val-row:nth-of-type(3) .tk svg { transition-delay: .7s; }
.sc-stamp { margin: 16px auto 0; width: max-content; padding: 10px 22px; border-radius: 999px; border: 2px solid #C9A45C; color: #C9A45C; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; font-size: 14px; opacity: 0; transform: scale(1.3) rotate(-6deg); }
.sc.on .sc-stamp { opacity: 1; transform: rotate(-4deg); transition: opacity .3s ease 1.1s, transform .4s cubic-bezier(.2,1.4,.4,1) 1.1s; }
.sc-flow { display: flex; align-items: center; gap: 12px; }
.sc-node { background: #1C1C1E; border: 1px solid rgba(255,255,255,.08); border-radius: 18px; padding: 16px 18px; text-align: left; min-width: 120px; }
.sc-node small { display: block; font-size: 11px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--ap-soft); }
.sc-node b { display: inline-flex; align-items: center; gap: 8px; margin-top: 4px; font-size: 16px; color: var(--ap-ink); }
.sc-node.you b svg { width: 18px; height: 18px; color: #C9A45C; }
.sc-line { position: relative; width: 70px; height: 2px; background: rgba(255,255,255,.12); }
.sc-line i { position: absolute; inset: 0; width: 0; background: #C9A45C; }
.sc.on .sc-line i { width: 100%; transition: width .9s ease .3s; }
.sc-line em { position: absolute; top: -4px; left: 0; width: 10px; height: 10px; border-radius: 50%; background: #F2DFB0; opacity: 0; }
.sc.on .sc-line em { animation: sc-dot 1.6s ease-in-out .3s infinite; }
@keyframes sc-dot { 0% { left: 0; opacity: 0; } 15% { opacity: 1; } 85% { opacity: 1; } 100% { left: calc(100% - 10px); opacity: 0; } }
.sc-done { display: inline-flex; align-items: center; gap: 10px; font-weight: 600; color: var(--ap-ink); opacity: 0; }
.sc.on .sc-done { opacity: 1; transition: opacity .4s ease 1.1s; }
@media (max-width: 860px), (max-height: 620px) {
  .ap-proc--tide { height: auto; }
  .ap-proc--tide .ap-proc-grid { grid-template-columns: minmax(0, 1fr); }
  .ap-scenes { order: -1; aspect-ratio: 4 / 3; max-height: none; }
}
@media (prefers-reduced-motion: reduce) { .sc, .sc * { transition: none !important; animation: none !important; } }
/* hero without a photo: a little more air below the buttons */
.ap-hero { padding-bottom: clamp(56px, 8vw, 110px); }

/* smoother dark bands (eased, many stops, no visible edge) */
.ap-graysec { background: linear-gradient(180deg, #000 0%, #030303 8%, #080809 16%, #0D0D0E 26%, #121213 38%, #141415 50%, #121213 62%, #0D0D0E 74%, #080809 84%, #030303 92%, #000 100%) !important; }

/* process panel: fills its column, a big outlined step number, larger scenes */
.ap-proc--tide .ap-proc-grid { grid-template-columns: minmax(0, .92fr) minmax(0, 1.08fr); }
.ap-scenes { aspect-ratio: auto; height: min(72vh, 680px); max-height: none; border-radius: 34px;
  background: radial-gradient(70% 60% at 70% 30%, rgba(201,164,92,.10), rgba(201,164,92,0) 70%), linear-gradient(160deg, #161617 0%, #0E0E0F 100%); }
.sc { padding: 9% 9% 16%; }
.sc-n { position: absolute; right: 6%; top: 2%; font-size: clamp(160px, 18vw, 260px); font-weight: 800; letter-spacing: -.06em; line-height: 1;
  color: transparent; -webkit-text-stroke: 1.5px rgba(201,164,92,.22); pointer-events: none; transform: translateY(12px); opacity: 0; transition: opacity .6s ease, transform .6s ease; }
.sc.on .sc-n { opacity: 1; transform: none; }
.sc-cap { position: absolute; left: 8%; bottom: 7%; margin: 0; text-align: left; font-size: clamp(20px, 1.8vw, 26px); font-weight: 700; letter-spacing: -.025em; color: var(--ap-ink); }
.sc-cap b { display: block; font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: #C9A45C; margin-bottom: 6px; }
.sc-card { width: min(470px, 100%); padding: 26px 26px 24px; border-radius: 24px; }
.sc-row, .sc-bar { font-size: 15px; padding: 9px 0; }
.sc-row { grid-template-columns: 140px minmax(0, 1fr); }
.sc-row i { height: 10px; } .sc-bar i { height: 12px; }
.sc-card li { font-size: 16px; }
.sc-pill { font-size: 16px; padding: 14px 22px; }
.sc-node { min-width: 150px; padding: 20px 22px; } .sc-node b { font-size: 18px; } .sc-line { width: 110px; }
@media (max-width: 860px), (max-height: 620px) { .ap-scenes { height: 460px; } .sc-n { font-size: 150px; } }

/* critic round 2 */
.ap-dark-reviews { background: #000 !important; color: var(--ap-ink); }
.ap-dark-reviews .ap-rev { background: #1C1C1E; }
.ap-dark-reviews .ap-rev blockquote, .ap-dark-reviews .ap-rev figcaption b { color: var(--ap-ink); }
.ap-dark-reviews .ap-rev figcaption { color: var(--ap-soft); }
.ap-dark-reviews .ap-grey { color: #6E6E73; }
.ap-dark-reviews .ap-stars { color: #F4B400; }
.ap-vs + * { margin-top: 0; }
.ap-sec:has(.ap-vs) { padding-bottom: clamp(56px, 7vw, 96px); }
.ap-ask-trust { margin-top: 26px; }
.ap-ask-note { margin-top: 12px; }
.sc-pill { background: #2C2C2E; color: var(--ap-ink); } .sc-pill svg { color: #C9A45C; } .sc-pill .ring { border-color: rgba(255,255,255,.25); }
.ap-creds small { color: var(--ap-soft) !important; }
.ap-creds { display: flex !important; flex-wrap: wrap; justify-content: center; }
.ap-creds li { flex: 0 1 calc((100% - 24px) / 3); }
@media (max-width: 600px) { .ap-creds li { flex-basis: calc((100% - 12px) / 2); } .ap-creds li:last-child { flex-basis: 100%; } }

/* process panel: one gold progress ring, quick and simple */
.ap-ring { display: grid; place-items: center; }
.sc-ring { position: absolute; left: 50%; top: 44%; width: min(78%, 440px); aspect-ratio: 1; translate: -50% -50%; rotate: -90deg; }
.sc-ring circle { fill: none; stroke-width: 6; }
.sc-ring-bg { stroke: rgba(255,255,255,.07); }
.sc-ring-fg { stroke: #C9A45C; stroke-linecap: round; stroke-dasharray: 100; stroke-dashoffset: 96; transition: stroke-dashoffset .25s linear; }
.ap-ring .sc { position: absolute; inset: 0; display: block; padding: 0; transform: none; transition: opacity .25s ease; }
.ap-ring .sc.on { opacity: 1; }
.sc-ring-n { position: absolute; left: 50%; top: 44%; translate: -50% -62%; margin: 0; font-size: clamp(64px, 7vw, 104px); font-weight: 700; letter-spacing: -.05em; line-height: 1; color: var(--ap-ink); text-align: center; }
.sc-ring-n small { display: block; margin-top: 8px; font-size: 13px; font-weight: 600; letter-spacing: .1em; color: var(--ap-soft); }
.sc-ring-t { position: absolute; left: 50%; top: 44%; translate: -50% 160%; margin: 0; font-size: clamp(18px, 1.6vw, 22px); font-weight: 600; color: #C9A45C; white-space: nowrap; }
.sc-chips { position: absolute; left: 0; right: 0; bottom: 7%; margin: 0; padding: 0 6%; list-style: none; display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; }
.sc-chips li { font-size: 14px; padding: 9px 14px; border-radius: 999px; background: rgba(255,255,255,.06); color: var(--ap-body); opacity: 0; transform: translateY(6px); }
.ap-ring .sc.on .sc-chips li { opacity: 1; transform: none; transition: opacity .25s ease calc(var(--d) * .06s), transform .25s ease calc(var(--d) * .06s); }
.ap-proc--tide { height: 170vh; }

/* closing card: shorter, straight into the tiles */
.ap-ask-first .ap-ask-bar, .ap-ask-first .ap-ask-head { display: none; }
.ap-ask-q[hidden] { display: none; }
.ap-ask-first .ap-ask-flow { margin-top: 26px; }
.ap-ask-flow { min-height: 0; }
.ap-ask-team { margin-bottom: 18px; }
.ap-close.ap-ask { padding-top: clamp(40px, 5vw, 64px); padding-bottom: clamp(36px, 4.5vw, 56px); }
.ap-ask-opts { margin-top: 20px; }

/* opening: logo builds on black, then glides into the nav */
.ap-intro { transition: background-color .65s cubic-bezier(.65,0,.35,1); }
.ap-intro.is-flying { background-color: rgba(0, 0, 0, 0); }
.ap-intro .ap-intro-logo { position: absolute; inset: 0; margin: auto; width: min(72vw, 760px); height: auto; aspect-ratio: 1263.5 / 309.6; transform-origin: 0 0; }
.ap-intro.is-done { opacity: 0; visibility: hidden; transition: opacity .35s ease, visibility 0s .35s; }

/* ring labels: number, "of 05" and the step name no longer touch */
.sc-ring-n { translate: -50% -78%; }
.sc-ring-n small { margin-top: 10px; }
.sc-ring-t { translate: -50% 120%; top: 50%; }
html.ap-logo-wait body .folio .wordmark { opacity: 0 !important; }

/* hero: clean, no backdrop */
.ap-hero { position: relative; }

/* opening: the bar field along the bottom */
.ap-intro .ap-intro-field { position: absolute; left: 0; right: 0; bottom: 0; width: 100%; height: 42vh; inset: auto 0 0 0;
  -webkit-mask-image: linear-gradient(180deg, transparent 0%, #000 50%); mask-image: linear-gradient(180deg, transparent 0%, #000 50%); }

/* phones: process stacks (a later desktop rule was overriding this) */
@media (max-width: 860px), (max-height: 620px) {
  .ap-proc--tide .ap-proc-grid { grid-template-columns: minmax(0, 1fr) !important; gap: 28px; }
  .ap-proc--tide .ap-scenes { order: -1; height: 380px; }
  .ap-proc--tide .sc-ring { width: min(64%, 300px); top: 42%; }
  .ap-proc--tide .sc-ring-n { top: 42%; font-size: 64px; }
  .ap-proc--tide .sc-ring-t { top: 48%; font-size: 17px; }
}

/* facts: the G and 5.0 centred as one unit, G at the height of the figures */
.ap-facts-panel b { display: flex !important; justify-content: center; align-items: center; gap: .18em !important; line-height: 1 !important; }
.ap-facts-panel b img { width: .5em !important; height: .5em !important; flex: none; transform: translateY(.04em); }
.ap-facts-panel > div:first-child { display: flex; flex-direction: column; align-items: center; }

/* 2026-11-05: hero to facts with no visible band. The facts strip is short, so a
   top-to-bottom grey ramp showed an edge; a soft radial glow behind the panel instead. */
.ap-facts.ap-graysec { background: radial-gradient(ellipse 62% 70% at 50% 52%, #121213 0%, #0B0B0C 32%, #050505 58%, #000 82%) !important; }